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What Is Stamp Duty? UK Rates & Bands 0%–12% (2026/27) When Do You Pay Stamp Duty? 14 Days After Completion (2026/27) First-Time Buyer Stamp Duty Relief Explained (2026/27) Second-Home Stamp Duty Surcharge Replacing Your Main Residence and Refunds Conveyancing Fees UK 2026: Typical Cost £1,200–£2,500 All-In House Survey Costs Explained Mortgage Fees Explained (2026/27) How Much Cash Do I Need to Buy? LTT Wales Explained Buying a Home Checklist 2026: Costs to Budget Before You Buy Shared Ownership Stamp Duty Basics Non-UK Resident SDLT Surcharge 2026/27 | 2% Rate New-Build Buying Costs in the UK Downsizing and Moving Costs in the UK