Buying costs hub
Use this hub to plan completion cash with one workflow: run your core calculator scenario, test two or three practical alternatives, then add cost-component assumptions (legal, surveys, lender fees and logistics) before setting an offer ceiling.
Scenario starters
Step 1: completion cash
Model deposit, property tax and buying fees together. This is your hard cash requirement before keys are collected.
Step 2: monthly carrying cost
Add recurring costs like council tax, insurance, service charges and maintenance. This stops overbidding on a purchase that is hard to carry.
Step 3: downside check
Pressure-test with a higher offer and conservative rates. If the deal only works on perfect assumptions, reduce your offer ceiling.
Conveyancing fees
Solicitor or conveyancer legal fees typically run from £800 to £1,800 for a standard freehold purchase. Add disbursements — searches, Land Registry, bank transfers — and the total is usually £1,200 to £2,500. Leasehold, new-build and complex title work can push costs higher.
Open component pageSurvey costs
Often around £400–£1,500 depending on survey level and property type.
Open component pageSearch pack costs
Commonly around £250–£450 for core local, drainage and environmental searches.
Open component pageRemovals and moving logistics
Often around £400–£2,000+ based on distance, volume and access constraints.
Open component pageMortgage and lender fees
Product and lender fees can range from £0 to £2,000+.
Open component page