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First-time buyer cost pages by price

Use these first-time buyer pages to compare all-in completion cash by price band, including property tax and typical fees. Each page is pre-filled for first-time buyer assumptions so you can stress-test affordability before you offer.

Open calculator Read guides Stamp duty pages Moving-home pages Guides City pages

Popular stamp duty calculations

First-time buyer costs on £200,000 First-time buyer costs on £250,000 First-time buyer costs on £300,000 First-time buyer costs on £350,000 First-time buyer costs on £400,000 First-time buyer costs on £425,000 First-time buyer costs on £450,000 First-time buyer costs on £500,000

Popular pages

£100,000 £125,000 £130,000 £140,000 £150,000 £160,000 £170,000 £175,000 £180,000 £190,000 £200,000 £210,000 £220,000 £225,000 £230,000 £240,000 £250,000 £260,000 £270,000 £275,000 £280,000 £290,000 £300,000 £310,000

Frequently asked questions

What costs should first-time buyers budget besides stamp duty?

Budget for legal fees, survey costs, lender fees and a contingency reserve as well as any property tax due.

Do all first-time buyers pay the same tax at the same price?

No. Nation and eligibility rules matter. Use the price pages to compare first-time buyer, moving-home and second-home scenarios.

Why compare nearby price bands before offering?

A small change in purchase price can change tax slices and all-in cash needed, especially near thresholds.

What changes at key thresholds?

Compare nearby brackets before making offers. Small price moves can change tax slices and all-in completion cash.

Check £250,000 Check £300,000 Check £350,000 Check £425,000 Check £500,000 Check £625,000 Check £750,000 Check £925,000 Check £1,000,000 Check £1,250,000

Related content

Start with the calculator, then use scenario hubs and guides to verify assumptions before exchange.

Typical conveyancing fees When do you pay stamp duty? Guides City pages County pages Sources

Written and reviewed by James Whitfield and the HomeBuyingCosts editorial team.

Stamp duty, LBTT and LTT figures are checked against GOV.UK, Revenue Scotland and GOV.WALES. We explain every cost of buying a home in plain English, with worked examples. Editorial standards · About us