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First-time buyer cost pages by price

Use these first-time buyer pages to compare all-in completion cash by price band, including property tax and typical fees. Each page is pre-filled for first-time buyer assumptions so you can stress-test affordability before you offer.

Open calculator Read guides Stamp duty pages Moving-home pages Guides City pages

Popular stamp duty calculations

First-time buyer costs on £200,000 First-time buyer costs on £250,000 First-time buyer costs on £300,000 First-time buyer costs on £350,000 First-time buyer costs on £400,000 First-time buyer costs on £425,000 First-time buyer costs on £450,000 First-time buyer costs on £500,000

Popular pages

£100,000 £125,000 £150,000 £175,000 £200,000 £225,000 £250,000 £275,000 £300,000 £325,000 £350,000 £375,000 £400,000 £425,000 £450,000 £475,000 £500,000 £525,000 £550,000 £575,000 £600,000 £625,000 £650,000 £675,000

Frequently asked questions

What costs should first-time buyers budget besides stamp duty?

Budget for legal fees, survey costs, lender fees and a contingency reserve as well as any property tax due.

Do all first-time buyers pay the same tax at the same price?

No. Nation and eligibility rules matter. Use the price pages to compare first-time buyer, moving-home and second-home scenarios.

Why compare nearby price bands before offering?

A small change in purchase price can change tax slices and all-in cash needed, especially near thresholds.

What changes at key thresholds?

Compare nearby brackets before making offers. Small price moves can change tax slices and all-in completion cash.

Check £250,000 Check £300,000 Check £350,000 Check £425,000 Check £500,000 Check £625,000 Check £750,000 Check £925,000 Check £1,000,000 Check £1,250,000

Related content

Start with the calculator, then use scenario hubs and guides to verify assumptions before exchange.

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